Peoples Trust and Savings Bank in Indiana vs the state
18.5%Denial rate+1.95 pts vs state
20.4%Decision denial rate+0.27 pts vs state
72.2%Origination rate+9.97 pts vs state
—Median rate
—Rate spread (pts)
$100kMedian applicant income
39Loans originated
10Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 102 | 82 | 2.9% | — | #249 |
| 2024 | 84 | 72 | 6.0% | — | #277 |
| 2025 | 54 | 39 | 18.5% | — | #344 |
What Peoples Trust and Savings Bank lends in Indiana
By loan purpose
By loan type
Where in Indiana
Counties with the most Peoples Trust and Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Warrick County | 30 | 19 | 8 | 26.7% |
| Vanderburgh County | 18 | 14 | 2 | 11.1% |
| Posey County | 4 | 4 | 0 | 0.0% |
| Perry County | 1 | 1 | 0 | 0.0% |
| Marion County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 54 applications in 2025, of which 39 were originated and 10 denied.
18.5% of all applications, or 20.4% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Peoples Trust and Savings Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology