Peoples Bank in Tennessee vs the state
28.6%Denial rate+11.43 pts vs state
28.6%Decision denial rate+6.89 pts vs state
71.4%Origination rate+13.35 pts vs state
6.95%Median rate+0.33 pts vs state
0.50Rate spread (pts)+0.27 pts vs state
$88kMedian applicant income
5Loans originated
2Denied
What Peoples Bank lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Peoples Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 3 | 2 | 1 | 33.3% |
| Macon County | 2 | 1 | 1 | 50.0% |
| Davidson County | 1 | 1 | 0 | 0.0% |
| Dickson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 7 applications in 2025, of which 5 were originated and 2 denied.
28.6% of all applications, or 28.6% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Peoples Bank originated in Tennessee in 2025 was 6.95%, against a statewide median of 6.62%.
About this data. Figures are Peoples Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology