Park Lane Finance Solutions in Virginia vs the state
44.4%Denial rate+28.50 pts vs state
55.8%Decision denial rate+35.56 pts vs state
29.6%Origination rate-29.89 pts vs state
11.12%Median rate+4.49 pts vs state
5.29Rate spread (pts)+5.07 pts vs state
$74kMedian applicant income
16Loans originated
24Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 80 | 36 | 22.5% | 11.61% | #292 |
| 2024 | 51 | 16 | 45.1% | 11.37% | #364 |
| 2025 | 54 | 16 | 44.4% | 11.12% | #369 |
What Park Lane Finance Solutions lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Park Lane Finance Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Augusta County | 15 | 2 | 10 | 66.7% |
| Newport News city | 11 | 3 | 4 | 36.4% |
| Mecklenburg County | 6 | 6 | 0 | 0.0% |
| Frederick County | 6 | 1 | 3 | 50.0% |
| Isle of Wight County | 5 | 2 | 1 | 20.0% |
| Campbell County | 4 | 1 | 1 | 25.0% |
| Fauquier County | 3 | 0 | 2 | 66.7% |
| Fairfax County | 1 | 0 | 1 | 100.0% |
| Stafford County | 1 | 0 | 1 | 100.0% |
| Spotsylvania County | 1 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 54 applications in 2025, of which 16 were originated and 24 denied.
44.4% of all applications, or 55.8% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Park Lane Finance Solutions originated in Virginia in 2025 was 11.12%, against a statewide median of 6.63%.
About this data. Figures are Park Lane Finance Solutions's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology