Park Lane Finance Solutions in Georgia vs the state
60.7%Denial rate+41.49 pts vs state
66.2%Decision denial rate+41.16 pts vs state
11.9%Origination rate-42.19 pts vs state
10.49%Median rate+3.87 pts vs state
4.49Rate spread (pts)+4.22 pts vs state
$55kMedian applicant income
10Loans originated
51Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 69 | 10 | 52.2% | 11.79% | #373 |
| 2024 | 93 | 12 | 62.4% | 11.50% | #346 |
| 2025 | 84 | 10 | 60.7% | 10.49% | #362 |
What Park Lane Finance Solutions lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Park Lane Finance Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Henry County | 50 | 7 | 24 | 48.0% |
| Clayton County | 9 | 0 | 7 | 77.8% |
| Bibb County | 6 | 1 | 5 | 83.3% |
| Thomas County | 6 | 0 | 6 | 100.0% |
| Bartow County | 4 | 0 | 4 | 100.0% |
| Laurens County | 3 | 0 | 3 | 100.0% |
| Dougherty County | 3 | 0 | 2 | 66.7% |
| Paulding County | 2 | 2 | 0 | 0.0% |
| Liberty County | 1 | 0 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 84 applications in 2025, of which 10 were originated and 51 denied.
60.7% of all applications, or 66.2% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Park Lane Finance Solutions originated in Georgia in 2025 was 10.49%, against a statewide median of 6.63%.
About this data. Figures are Park Lane Finance Solutions's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology