Paramount Bank in Florida vs the state
5.1%Denial rate-15.93 pts vs state
7.1%Decision denial rate-20.10 pts vs state
66.7%Origination rate+13.98 pts vs state
6.38%Median rate-0.25 pts vs state
0.16Rate spread (pts)-0.11 pts vs state
$134kMedian applicant income
26Loans originated
2Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 82 | 48 | 3.7% | 6.63% | #528 |
| 2024 | 48 | 27 | 8.3% | 6.63% | #603 |
| 2025 | 39 | 26 | 5.1% | 6.38% | #636 |
What Paramount Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Paramount Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pasco County | 12 | 8 | 0 | 0.0% |
| Hillsborough County | 6 | 4 | 2 | 33.3% |
| Pinellas County | 5 | 3 | 0 | 0.0% |
| St. Johns County | 2 | 2 | 0 | 0.0% |
| Lee County | 2 | 0 | 0 | 0.0% |
| Miami-Dade County | 2 | 0 | 0 | 0.0% |
| Manatee County | 1 | 1 | 0 | 0.0% |
| Orange County | 1 | 0 | 0 | 0.0% |
| Citrus County | 1 | 1 | 0 | 0.0% |
| Nassau County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 39 applications in 2025, of which 26 were originated and 2 denied.
5.1% of all applications, or 7.1% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Paramount Bank originated in Florida in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Paramount Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology