Panorama Mortgage Group in Michigan vs the state
0.0%Denial rate-18.52 pts vs state
0.0%Decision denial rate-22.58 pts vs state
38.5%Origination rate-21.43 pts vs state
6.38%Median rate-0.38 pts vs state
-0.32Rate spread (pts)-0.71 pts vs state
$79kMedian applicant income
5Loans originated
0Denied
What Panorama Mortgage Group lends in Michigan
By loan purpose
By loan type
Where in Michigan
Counties with the most Panorama Mortgage Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 3 | 1 | 0 | 0.0% |
| Kent County | 2 | 0 | 0 | 0.0% |
| Washtenaw County | 2 | 2 | 0 | 0.0% |
| Muskegon County | 1 | 1 | 0 | 0.0% |
| Berrien County | 1 | 0 | 0 | 0.0% |
| Wexford County | 1 | 0 | 0 | 0.0% |
| Ogemaw County | 1 | 1 | 0 | 0.0% |
| Saginaw County | 1 | 0 | 0 | 0.0% |
| Midland County | 1 | 0 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 13 applications in 2025, of which 5 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Panorama Mortgage Group originated in Michigan in 2025 was 6.38%, against a statewide median of 6.75%.
About this data. Figures are Panorama Mortgage Group's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology