Panorama Mortgage Group in Kentucky vs the state
0.0%Denial rate-18.81 pts vs state
0.0%Decision denial rate-23.49 pts vs state
69.2%Origination rate+11.19 pts vs state
7.37%Median rate+0.62 pts vs state
0.43Rate spread (pts)+0.12 pts vs state
$58kMedian applicant income
18Loans originated
0Denied
What Panorama Mortgage Group lends in Kentucky
By loan purpose
By loan type
Where in Kentucky
Counties with the most Panorama Mortgage Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fayette County | 12 | 10 | 0 | 0.0% |
| Jessamine County | 3 | 2 | 0 | 0.0% |
| Scott County | 3 | 3 | 0 | 0.0% |
| Mercer County | 2 | 1 | 0 | 0.0% |
| Bourbon County | 2 | 1 | 0 | 0.0% |
| Boone County | 1 | 0 | 0 | 0.0% |
| Muhlenberg County | 1 | 0 | 0 | 0.0% |
| Harrison County | 1 | 1 | 0 | 0.0% |
| Jefferson County | 1 | 0 | 0 | 0.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 26 applications in 2025, of which 18 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Panorama Mortgage Group originated in Kentucky in 2025 was 7.37%, against a statewide median of 6.75%.
About this data. Figures are Panorama Mortgage Group's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology