Old Second National Bank in Arizona vs the state
18.4%Denial rate+2.19 pts vs state
21.9%Decision denial rate+1.47 pts vs state
65.8%Origination rate+6.31 pts vs state
6.88%Median rate+0.38 pts vs state
0.45Rate spread (pts)+0.23 pts vs state
$78kMedian applicant income
25Loans originated
7Denied
What Old Second National Bank lends in Arizona
By loan purpose
By loan type
Where in Arizona
Counties with the most Old Second National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 20 | 12 | 6 | 30.0% |
| Pinal County | 6 | 5 | 0 | 0.0% |
| Pima County | 6 | 4 | 1 | 16.7% |
| Yavapai County | 6 | 4 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 38 applications in 2025, of which 25 were originated and 7 denied.
18.4% of all applications, or 21.9% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Old Second National Bank originated in Arizona in 2025 was 6.88%, against a statewide median of 6.50%.
About this data. Figures are Old Second National Bank's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology