Old National Bank in Virginia vs the state
10.3%Denial rate-5.68 pts vs state
19.1%Decision denial rate-1.20 pts vs state
41.0%Origination rate-18.49 pts vs state
6.19%Median rate-0.44 pts vs state
-0.25Rate spread (pts)-0.46 pts vs state
$153kMedian applicant income
16Loans originated
4Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 6 | 4.8% | 7.00% | #471 |
| 2024 | 48 | 27 | 6.3% | 6.00% | #373 |
| 2025 | 39 | 16 | 10.3% | 6.19% | #405 |
What Old National Bank lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Old National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Chesterfield County | 5 | 4 | 0 | 0.0% |
| Loudoun County | 4 | 0 | 1 | 25.0% |
| Prince William County | 3 | 1 | 0 | 0.0% |
| Fairfax County | 3 | 1 | 0 | 0.0% |
| Spotsylvania County | 2 | 1 | 0 | 0.0% |
| Bedford County | 2 | 1 | 0 | 0.0% |
| Richmond city | 2 | 1 | 0 | 0.0% |
| James City County | 2 | 2 | 0 | 0.0% |
| Norfolk city | 2 | 0 | 0 | 0.0% |
| Virginia Beach city | 2 | 0 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 39 applications in 2025, of which 16 were originated and 4 denied.
10.3% of all applications, or 19.1% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Old National Bank originated in Virginia in 2025 was 6.19%, against a statewide median of 6.63%.
About this data. Figures are Old National Bank's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology