Old National Bank in Oregon vs the state
11.1%Denial rate-4.20 pts vs state
20.0%Decision denial rate+0.84 pts vs state
44.4%Origination rate-16.18 pts vs state
6.25%Median rate-0.50 pts vs state
-0.13Rate spread (pts)-0.41 pts vs state
$188kMedian applicant income
4Loans originated
1Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 2 | 0.0% | 7.63% | #434 |
| 2024 | 26 | 12 | 15.4% | 6.00% | #259 |
| 2025 | 9 | 4 | 11.1% | 6.25% | #376 |
What Old National Bank lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Old National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clackamas County | 3 | 2 | 1 | 33.3% |
| Washington County | 2 | 1 | 0 | 0.0% |
| Multnomah County | 1 | 1 | 0 | 0.0% |
| Josephine County | 1 | 0 | 0 | 0.0% |
| Jackson County | 1 | 0 | 0 | 0.0% |
| Wasco County | 1 | 0 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 9 applications in 2025, of which 4 were originated and 1 denied.
11.1% of all applications, or 20.0% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Old National Bank originated in Oregon in 2025 was 6.25%, against a statewide median of 6.75%.
About this data. Figures are Old National Bank's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology