OceanFirst Bank in South Carolina vs the state
0.0%Denial rate-18.31 pts vs state
0.0%Decision denial rate-23.47 pts vs state
92.3%Origination rate+35.70 pts vs state
6.25%Median rate-0.25 pts vs state
-0.09Rate spread (pts)-0.31 pts vs state
$137kMedian applicant income
12Loans originated
0Denied
What OceanFirst Bank lends in South Carolina
By loan purpose
By loan type
Where in South Carolina
Counties with the most OceanFirst Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 4 | 4 | 0 | 0.0% |
| Greenville County | 3 | 3 | 0 | 0.0% |
| Pickens County | 1 | 1 | 0 | 0.0% |
| Oconee County | 1 | 1 | 0 | 0.0% |
| Charleston County | 1 | 1 | 0 | 0.0% |
| Aiken County | 1 | 1 | 0 | 0.0% |
| Dorchester County | 1 | 0 | 0 | 0.0% |
| York County | 1 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 13 applications in 2025, of which 12 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans OceanFirst Bank originated in South Carolina in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are OceanFirst Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology