NuVision Federal Credit Union · New Mexico · 2025

NuVision Federal Credit Union in New Mexico: approval rate, denial rate and rates (2025)

NuVision Federal Credit Union took 5 mortgage applications in New Mexico in 2025, ranking #313 of 599 lenders active in the state. It originated 60.0% of them and denied 40.0% (40.0% of the applications it decided), against a statewide denial rate of 18.6%.

5Applicationsin NM
40.0%Decision denial ratestate 24.7%
4.99%Median ratestate 6.63%
$65,000Median loanstate $205,000
$195kVolume4 counties

NuVision Federal Credit Union in New Mexico vs the state

40.0%Denial rate+21.40 pts vs state
40.0%Decision denial rate+15.34 pts vs state
60.0%Origination rate+6.66 pts vs state
4.99%Median rate-1.63 pts vs state
-2.21Rate spread (pts)-2.59 pts vs state
$89kMedian applicant income
3Loans originated
2Denied

What NuVision Federal Credit Union lends in New Mexico

By loan purpose

Refinance 2 40% · 50.0% denied
Home improvement 1 20% · 0.0% denied
Other / HELOC 2 40% · 50.0% denied

By loan type

Conventional 5 100% · 40.0% denied

Why it denied New Mexico applicants

Collateral 2 100%

Where in New Mexico

Counties with the most NuVision Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sandoval County 220 0.0%
Luna County 110 0.0%
San Juan County 101 100.0%
Bernalillo County 101 100.0%

Other large lenders in New Mexico

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 4,44020.5%6.75%
21st MortgageF 3,99245.5%9.60%
United Shore Financial ServicesB 3,25112.8%6.13%
Guild MortgageA 3,1864.3%6.63%
NusendaD 2,96213.7%8.00%
Waterstone MortgageC 2,7403.2%6.88%
Vanderbilt Mortgage and FinanceF 2,08546.4%9.99%
Sunward Federal Credit UnionB 1,7659.1%6.50%
Mortgage Research CenterC 1,68315.9%6.25%
Primary Residential MortgageC 1,4974.9%6.63%

Frequently asked questions

New Mexico: 5 applications in 2025, of which 3 were originated and 2 denied.

40.0% of all applications, or 40.0% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.

The median rate on loans NuVision Federal Credit Union originated in New Mexico in 2025 was 4.99%, against a statewide median of 6.63%.

About this data. Figures are NuVision Federal Credit Union's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology