Nova Financial & Investment in Florida vs the state
11.0%Denial rate-10.10 pts vs state
15.1%Decision denial rate-12.15 pts vs state
57.5%Origination rate+4.84 pts vs state
6.31%Median rate-0.31 pts vs state
0.28Rate spread (pts)+0.01 pts vs state
$8kMedian applicant income
42Loans originated
8Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 43 | 19 | 4.7% | 6.99% | #659 |
| 2024 | 58 | 36 | 6.9% | 7.06% | #572 |
| 2025 | 73 | 42 | 11.0% | 6.31% | #541 |
What Nova Financial & Investment lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Nova Financial & Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 16 | 6 | 3 | 18.8% |
| Pinellas County | 5 | 3 | 0 | 0.0% |
| Charlotte County | 5 | 3 | 0 | 0.0% |
| Polk County | 4 | 2 | 0 | 0.0% |
| Okaloosa County | 3 | 3 | 0 | 0.0% |
| Manatee County | 3 | 2 | 0 | 0.0% |
| St. Lucie County | 3 | 2 | 0 | 0.0% |
| Duval County | 3 | 1 | 1 | 33.3% |
| Lee County | 3 | 2 | 0 | 0.0% |
| DeSoto County | 3 | 3 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 73 applications in 2025, of which 42 were originated and 8 denied.
11.0% of all applications, or 15.1% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Nova Financial & Investment originated in Florida in 2025 was 6.31%, against a statewide median of 6.63%.
About this data. Figures are Nova Financial & Investment's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology