Notre Dame Federal Credit Union in Florida vs the state
15.4%Denial rate-5.68 pts vs state
25.0%Decision denial rate-2.24 pts vs state
38.5%Origination rate-14.23 pts vs state
6.63%Median rate0.00 pts vs state
0.23Rate spread (pts)-0.04 pts vs state
$92kMedian applicant income
5Loans originated
2Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 10 | 48.0% | 6.75% | #773 |
| 2024 | 15 | 8 | 46.7% | 7.75% | #840 |
| 2025 | 13 | 5 | 15.4% | 6.63% | #848 |
What Notre Dame Federal Credit Union lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Notre Dame Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sarasota County | 2 | 0 | 0 | 0.0% |
| St. Lucie County | 2 | 1 | 0 | 0.0% |
| Charlotte County | 2 | 0 | 0 | 0.0% |
| Sumter County | 1 | 0 | 1 | 100.0% |
| Orange County | 1 | 0 | 1 | 100.0% |
| Okaloosa County | 1 | 1 | 0 | 0.0% |
| Polk County | 1 | 1 | 0 | 0.0% |
| Collier County | 1 | 1 | 0 | 0.0% |
| Brevard County | 1 | 0 | 0 | 0.0% |
| Lee County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 13 applications in 2025, of which 5 were originated and 2 denied.
15.4% of all applications, or 25.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Notre Dame Federal Credit Union originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Notre Dame Federal Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology