Norwich Commercial Group in Florida vs the state
15.0%Denial rate-6.10 pts vs state
25.3%Decision denial rate-1.91 pts vs state
44.1%Origination rate-8.60 pts vs state
6.50%Median rate-0.13 pts vs state
0.10Rate spread (pts)-0.17 pts vs state
$90kMedian applicant income
112Loans originated
38Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 211 | 92 | 22.8% | 6.75% | #374 |
| 2024 | 269 | 142 | 15.2% | 6.50% | #334 |
| 2025 | 254 | 112 | 15.0% | 6.50% | #336 |
What Norwich Commercial Group lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Norwich Commercial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 19 | 10 | 4 | 21.1% |
| Pinellas County | 18 | 8 | 4 | 22.2% |
| Lee County | 16 | 3 | 7 | 43.8% |
| Broward County | 15 | 4 | 4 | 26.7% |
| Brevard County | 15 | 4 | 1 | 6.7% |
| Duval County | 14 | 8 | 0 | 0.0% |
| Polk County | 13 | 7 | 1 | 7.7% |
| Palm Beach County | 13 | 5 | 1 | 7.7% |
| Pasco County | 12 | 9 | 1 | 8.3% |
| Orange County | 11 | 5 | 1 | 9.1% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 254 applications in 2025, of which 112 were originated and 38 denied.
15.0% of all applications, or 25.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Norwich Commercial Group originated in Florida in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Norwich Commercial Group's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology