NORTHROP GRUMMAN Federal Credit Union in Virginia vs the state
19.2%Denial rate+3.29 pts vs state
21.7%Decision denial rate+1.49 pts vs state
65.4%Origination rate+5.86 pts vs state
7.50%Median rate+0.88 pts vs state
0.21Rate spread (pts)-0.01 pts vs state
$184kMedian applicant income
17Loans originated
5Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 33 | 23 | 0.0% | — | #416 |
| 2024 | 32 | 17 | 3.1% | 8.75% | #423 |
| 2025 | 26 | 17 | 19.2% | 7.50% | #462 |
What NORTHROP GRUMMAN Federal Credit Union lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most NORTHROP GRUMMAN Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 9 | 4 | 2 | 22.2% |
| Loudoun County | 7 | 7 | 0 | 0.0% |
| Henrico County | 1 | 1 | 0 | 0.0% |
| Poquoson city | 1 | 1 | 0 | 0.0% |
| Prince William County | 1 | 1 | 0 | 0.0% |
| Bristol city | 1 | 1 | 0 | 0.0% |
| Chesterfield County | 1 | 1 | 0 | 0.0% |
| Goochland County | 1 | 0 | 1 | 100.0% |
| Waynesboro city | 1 | 0 | 0 | 0.0% |
| Fauquier County | 1 | 0 | 1 | 100.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 26 applications in 2025, of which 17 were originated and 5 denied.
19.2% of all applications, or 21.7% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans NORTHROP GRUMMAN Federal Credit Union originated in Virginia in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are NORTHROP GRUMMAN Federal Credit Union's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology