Northeast Community Credit Union · Tennessee · 2025

Northeast Community Credit Union in Tennessee: approval rate, denial rate and rates (2025)

Northeast Community Credit Union took 51 mortgage applications in Tennessee in 2025, ranking #409 of 1,274 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.1%.

51Applicationsin TN
0.0%Decision denial ratestate 21.7%
6.99%Median ratestate 6.62%
$125,000Median loanstate $225,000
$8.2MVolume5 counties

Northeast Community Credit Union in Tennessee vs the state

0.0%Denial rate-17.14 pts vs state
0.0%Decision denial rate-21.68 pts vs state
100.0%Origination rate+41.92 pts vs state
6.99%Median rate+0.37 pts vs state
0.34Rate spread (pts)+0.11 pts vs state
$81kMedian applicant income
51Loans originated
0Denied

Trend in Tennessee

YearApplicationsOriginatedDenial rateMedian rateRank in state
202357570.0%6.99%#375
202431310.0%6.99%#461
202551510.0%6.99%#409

What Northeast Community Credit Union lends in Tennessee

By loan purpose

Home purchase 19 37% · 0.0% denied
Refinance 13 25% · 0.0% denied
Cash-out refinance 17 33% · 0.0% denied
Home improvement 1 2% · 0.0% denied
Other / HELOC 1 2% · 0.0% denied

By loan type

Conventional 51 100% · 0.0% denied

Where in Tennessee

Counties with the most Northeast Community Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Carter County 41410 0.0%
Sullivan County 440 0.0%
Washington County 330 0.0%
Johnson County 220 0.0%
Unicoi County 110 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 51 applications in 2025, of which 51 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

The median rate on loans Northeast Community Credit Union originated in Tennessee in 2025 was 6.99%, against a statewide median of 6.62%.

About this data. Figures are Northeast Community Credit Union's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology