North Shore Trust and Savings in Florida vs the state
0.0%Denial rate-21.06 pts vs state
0.0%Decision denial rate-27.24 pts vs state
46.2%Origination rate-6.54 pts vs state
—Median rate
—Rate spread (pts)
$149kMedian applicant income
6Loans originated
0Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 8 | 5 | 12.5% | — | #992 |
| 2025 | 13 | 6 | 0.0% | — | #847 |
What North Shore Trust and Savings lends in Florida
By loan purpose
By loan type
Where in Florida
Counties with the most North Shore Trust and Savings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 4 | 2 | 0 | 0.0% |
| Citrus County | 3 | 1 | 0 | 0.0% |
| Alachua County | 2 | 0 | 0 | 0.0% |
| Hernando County | 1 | 1 | 0 | 0.0% |
| Manatee County | 1 | 1 | 0 | 0.0% |
| Lake County | 1 | 1 | 0 | 0.0% |
| Pasco County | 1 | 0 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 13 applications in 2025, of which 6 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are North Shore Trust and Savings's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology