New West Lending · California · 2025

New West Lending in California: approval rate, denial rate and rates (2025)

New West Lending took 13 mortgage applications in California in 2025, ranking #705 of 1,147 lenders active in the state. It originated 53.9% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.4%.

13Applicationsin CA
0.0%Decision denial ratestate 22.4%
6.63%Median ratestate 6.63%
$625,000Median loanstate $385,000
$4.8MVolume6 counties

New West Lending in California vs the state

0.0%Denial rate-17.42 pts vs state
0.0%Decision denial rate-22.40 pts vs state
53.9%Origination rate-2.35 pts vs state
6.63%Median rate0.00 pts vs state
0.69Rate spread (pts)+0.41 pts vs state
$198kMedian applicant income
7Loans originated
0Denied

What New West Lending lends in California

By loan purpose

Home purchase 5 38% · 0.0% denied
Refinance 5 38% · 0.0% denied
Cash-out refinance 3 23% · 0.0% denied

By loan type

Conventional 10 77% · 0.0% denied
FHA 3 23% · 0.0% denied

Where in California

Counties with the most New West Lending applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Riverside County 430 0.0%
Los Angeles County 310 0.0%
San Bernardino County 210 0.0%
San Diego County 110 0.0%
Alameda County 110 0.0%
Orange County 100 0.0%

Other large lenders in California

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 79,26112.6%6.49%
Rocket MortgageC 58,92517.6%6.75%
Bank of AmericaF 40,19030.8%5.99%
U.S. BankD 32,49331.6%6.50%
JPMorgan Chase BankB 22,0489.7%6.13%
Spring EqD 21,60150.8%8.88%
SchoolsfirstA 19,08610.0%6.25%
Pennymac Loan ServicesC 18,75413.5%6.50%
NewrezD 17,00019.3%6.63%
Loandepot.ComD 16,64518.7%6.63%

Frequently asked questions

California: 13 applications in 2025, of which 7 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.

The median rate on loans New West Lending originated in California in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are New West Lending's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology