NEIGHBORS Credit Union in Illinois vs the state
22.2%Denial rate+5.10 pts vs state
24.0%Decision denial rate+2.32 pts vs state
70.4%Origination rate+11.63 pts vs state
—Median rate
—Rate spread (pts)
$103kMedian applicant income
19Loans originated
6Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 10 | 7.1% | — | #630 |
| 2024 | 21 | 9 | 23.8% | — | #577 |
| 2025 | 27 | 19 | 22.2% | — | #554 |
What NEIGHBORS Credit Union lends in Illinois
By loan purpose
By loan type
Where in Illinois
Counties with the most NEIGHBORS Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Clair County | 17 | 9 | 6 | 35.3% |
| Madison County | 6 | 6 | 0 | 0.0% |
| Monroe County | 4 | 4 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 27 applications in 2025, of which 19 were originated and 6 denied.
22.2% of all applications, or 24.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are NEIGHBORS Credit Union's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology