Neighborhood Mortgage Solutions · Florida · 2025

Neighborhood Mortgage Solutions in Florida: approval rate, denial rate and rates (2025)

Neighborhood Mortgage Solutions took 6 mortgage applications in Florida in 2025, ranking #1,047 of 1,993 lenders active in the state. It originated 33.3% of them and denied 16.7% (33.3% of the applications it decided), against a statewide denial rate of 21.1%.

6Applicationsin FL
33.3%Decision denial ratestate 27.2%
7.31%Median ratestate 6.63%
$115,000Median loanstate $255,000
$100kVolume3 counties

Neighborhood Mortgage Solutions in Florida vs the state

16.7%Denial rate-4.39 pts vs state
33.3%Decision denial rate+6.09 pts vs state
33.3%Origination rate-19.36 pts vs state
7.31%Median rate+0.68 pts vs state
Rate spread (pts)
$117kMedian applicant income
2Loans originated
1Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
20246116.7%10.00%#1,057
20256216.7%7.31%#1,047

What Neighborhood Mortgage Solutions lends in Florida

By loan purpose

Home purchase 1 17% · 0.0% denied
Refinance 1 17% · 0.0% denied
Cash-out refinance 2 33% · 0.0% denied
Other / HELOC 2 33% · 50.0% denied

By loan type

Conventional 6 100% · 16.7% denied

Why it denied Florida applicants

Credit history 1 100%

Where in Florida

Counties with the most Neighborhood Mortgage Solutions applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hendry County 300 0.0%
Palm Beach County 211 50.0%
Glades County 110 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 6 applications in 2025, of which 2 were originated and 1 denied.

16.7% of all applications, or 33.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Neighborhood Mortgage Solutions originated in Florida in 2025 was 7.31%, against a statewide median of 6.63%.

About this data. Figures are Neighborhood Mortgage Solutions's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology