NBH Bank in New Mexico vs the state
20.0%Denial rate+1.40 pts vs state
24.0%Decision denial rate-0.66 pts vs state
63.3%Origination rate+9.99 pts vs state
7.11%Median rate+0.49 pts vs state
0.76Rate spread (pts)+0.38 pts vs state
$128kMedian applicant income
19Loans originated
6Denied
Trend in New Mexico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 34 | 20 | 17.7% | 7.89% | #143 |
| 2024 | 23 | 15 | 17.4% | 8.13% | #190 |
| 2025 | 30 | 19 | 20.0% | 7.11% | #177 |
What NBH Bank lends in New Mexico
By loan purpose
By loan type
Why it denied New Mexico applicants
Where in New Mexico
Counties with the most NBH Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Taos County | 23 | 14 | 4 | 17.4% |
| Santa Fe County | 3 | 3 | 0 | 0.0% |
| Sandoval County | 1 | 0 | 1 | 100.0% |
| Colfax County | 1 | 0 | 1 | 100.0% |
| Bernalillo County | 1 | 1 | 0 | 0.0% |
| San Juan County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Mexico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 4,440 | 20.5% | 6.75% |
| 21st Mortgage | F | 3,992 | 45.5% | 9.60% |
| United Shore Financial Services | B | 3,251 | 12.8% | 6.13% |
| Guild Mortgage | A | 3,186 | 4.3% | 6.63% |
| Nusenda | D | 2,962 | 13.7% | 8.00% |
| Waterstone Mortgage | C | 2,740 | 3.2% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 2,085 | 46.4% | 9.99% |
| Sunward Federal Credit Union | B | 1,765 | 9.1% | 6.50% |
| Mortgage Research Center | C | 1,683 | 15.9% | 6.25% |
| Primary Residential Mortgage | C | 1,497 | 4.9% | 6.63% |
Frequently asked questions
New Mexico: 30 applications in 2025, of which 19 were originated and 6 denied.
20.0% of all applications, or 24.0% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.
The median rate on loans NBH Bank originated in New Mexico in 2025 was 7.11%, against a statewide median of 6.63%.
About this data. Figures are NBH Bank's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology