Nationstar Mortgage in Florida vs the state
17.6%Denial rate-3.44 pts vs state
21.9%Decision denial rate-5.36 pts vs state
61.0%Origination rate+8.27 pts vs state
7.75%Median rate+1.13 pts vs state
2.46Rate spread (pts)+2.19 pts vs state
$104kMedian applicant income
3,546Loans originated
1,025Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,744 | 2,243 | 17.1% | 6.38% | #54 |
| 2024 | 5,346 | 3,169 | 18.2% | 7.13% | #41 |
| 2025 | 5,817 | 3,546 | 17.6% | 7.75% | #40 |
What Nationstar Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Nationstar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Broward County | 493 | 241 | 131 | 26.6% |
| Miami-Dade County | 490 | 236 | 124 | 25.3% |
| Hillsborough County | 410 | 256 | 67 | 16.3% |
| Palm Beach County | 356 | 215 | 62 | 17.4% |
| Orange County | 346 | 207 | 61 | 17.6% |
| Pinellas County | 261 | 160 | 45 | 17.2% |
| Duval County | 236 | 140 | 44 | 18.6% |
| Pasco County | 206 | 124 | 34 | 16.5% |
| Lee County | 206 | 133 | 37 | 18.0% |
| Polk County | 198 | 126 | 33 | 16.7% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 5,817 applications in 2025, of which 3,546 were originated and 1,025 denied.
17.6% of all applications, or 21.9% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Nationstar Mortgage originated in Florida in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology