National Cooperative Bank in Florida vs the state
66.7%Denial rate+45.61 pts vs state
66.7%Decision denial rate+39.43 pts vs state
33.3%Origination rate-19.36 pts vs state
6.63%Median rate0.00 pts vs state
-0.03Rate spread (pts)-0.30 pts vs state
$227kMedian applicant income
2Loans originated
4Denied
What National Cooperative Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most National Cooperative Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 2 | 1 | 1 | 50.0% |
| Palm Beach County | 1 | 0 | 1 | 100.0% |
| Pasco County | 1 | 0 | 1 | 100.0% |
| Pinellas County | 1 | 0 | 1 | 100.0% |
| Hillsborough County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 6 applications in 2025, of which 2 were originated and 4 denied.
66.7% of all applications, or 66.7% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans National Cooperative Bank originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are National Cooperative Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology