Mycumortgage in New Mexico vs the state
21.1%Denial rate+2.45 pts vs state
66.7%Decision denial rate+42.01 pts vs state
10.5%Origination rate-42.81 pts vs state
6.25%Median rate-0.38 pts vs state
0.39Rate spread (pts)+0.01 pts vs state
$60kMedian applicant income
2Loans originated
4Denied
Trend in New Mexico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 0 | 33.3% | — | #289 |
| 2024 | 19 | 7 | 31.6% | 6.63% | #203 |
| 2025 | 19 | 2 | 21.1% | 6.25% | #207 |
What Mycumortgage lends in New Mexico
By loan purpose
By loan type
Why it denied New Mexico applicants
Where in New Mexico
Counties with the most Mycumortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Santa Fe County | 11 | 1 | 2 | 18.2% |
| San Miguel County | 2 | 0 | 1 | 50.0% |
| Colfax County | 2 | 0 | 1 | 50.0% |
| Taos County | 1 | 0 | 0 | 0.0% |
| Lea County | 1 | 0 | 0 | 0.0% |
| Rio Arriba County | 1 | 1 | 0 | 0.0% |
| Sandoval County | 1 | 0 | 0 | 0.0% |
Other large lenders in New Mexico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 4,440 | 20.5% | 6.75% |
| 21st Mortgage | F | 3,992 | 45.5% | 9.60% |
| United Shore Financial Services | B | 3,251 | 12.8% | 6.13% |
| Guild Mortgage | A | 3,186 | 4.3% | 6.63% |
| Nusenda | D | 2,962 | 13.7% | 8.00% |
| Waterstone Mortgage | C | 2,740 | 3.2% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 2,085 | 46.4% | 9.99% |
| Sunward Federal Credit Union | B | 1,765 | 9.1% | 6.50% |
| Mortgage Research Center | C | 1,683 | 15.9% | 6.25% |
| Primary Residential Mortgage | C | 1,497 | 4.9% | 6.63% |
Frequently asked questions
New Mexico: 19 applications in 2025, of which 2 were originated and 4 denied.
21.1% of all applications, or 66.7% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.
The median rate on loans Mycumortgage originated in New Mexico in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Mycumortgage's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology