Mound City Bank · Iowa · 2025

Mound City Bank in Iowa: approval rate, denial rate and rates (2025)

Mound City Bank took 11 mortgage applications in Iowa in 2025, ranking #346 of 739 lenders active in the state. It originated 81.8% of them and denied 9.1% (10.0% of the applications it decided), against a statewide denial rate of 12.9%.

11Applicationsin IA
10.0%Decision denial ratestate 15.3%
Median ratestate 6.50%
$335,000Median loanstate $135,000
$4.0MVolume4 counties

Mound City Bank in Iowa vs the state

9.1%Denial rate-3.77 pts vs state
10.0%Decision denial rate-5.31 pts vs state
81.8%Origination rate+13.36 pts vs state
Median rate
Rate spread (pts)
$124kMedian applicant income
9Loans originated
1Denied

What Mound City Bank lends in Iowa

By loan purpose

Home purchase 4 36% · 0.0% denied
Refinance 7 64% · 14.3% denied

By loan type

Conventional 11 100% · 9.1% denied

Where in Iowa

Counties with the most Mound City Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Dubuque County 861 12.5%
Clayton County 110 0.0%
Story County 110 0.0%
Jackson County 110 0.0%

Other large lenders in Iowa

LenderGradeApplicationsDenial rateMedian rate
GREENSTATE Credit UnionB 13,8295.9%6.50%
Veridian Credit UnionB 8,7258.9%6.49%
Rocket MortgageC 3,76122.7%6.63%
Hills Bank and TrustA 3,4346.1%6.25%
U.S. BankD 2,72025.7%7.00%
Dupaco CommunityA 2,66916.1%7.00%
Community Choice Credit UnionB 2,65311.8%6.13%
Iowa Bankers MortgageB 2,42315.4%6.50%
Broker SolutionsD 2,3866.4%6.75%
Northwest BankA 2,1815.7%6.38%

Frequently asked questions

Iowa: 11 applications in 2025, of which 9 were originated and 1 denied.

9.1% of all applications, or 10.0% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Mound City Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology