Mortgage Solutions of Colorado in Florida vs the state
5.9%Denial rate-15.16 pts vs state
8.0%Decision denial rate-19.23 pts vs state
60.6%Origination rate+7.92 pts vs state
7.50%Median rate+0.88 pts vs state
0.89Rate spread (pts)+0.63 pts vs state
$91kMedian applicant income
380Loans originated
37Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 460 | 243 | 10.2% | 7.25% | #240 |
| 2024 | 570 | 357 | 4.7% | 7.25% | #222 |
| 2025 | 627 | 380 | 5.9% | 7.50% | #211 |
What Mortgage Solutions of Colorado lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Mortgage Solutions of Colorado applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Duval County | 60 | 36 | 5 | 8.3% |
| Escambia County | 51 | 34 | 4 | 7.8% |
| Hillsborough County | 39 | 23 | 5 | 12.8% |
| Okaloosa County | 34 | 24 | 0 | 0.0% |
| Santa Rosa County | 33 | 23 | 0 | 0.0% |
| Volusia County | 32 | 20 | 0 | 0.0% |
| Polk County | 31 | 20 | 2 | 6.5% |
| Marion County | 29 | 17 | 3 | 10.3% |
| Pasco County | 26 | 19 | 2 | 7.7% |
| Brevard County | 22 | 14 | 3 | 13.6% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 627 applications in 2025, of which 380 were originated and 37 denied.
5.9% of all applications, or 8.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Mortgage Solutions of Colorado originated in Florida in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Solutions of Colorado's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology