Mortgage Markets Cuso in Massachusetts vs the state
8.3%Denial rate-7.88 pts vs state
10.0%Decision denial rate-9.95 pts vs state
75.0%Origination rate+12.40 pts vs state
6.00%Median rate-0.63 pts vs state
-0.37Rate spread (pts)-0.46 pts vs state
$136kMedian applicant income
9Loans originated
1Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 7 | 0.0% | 6.63% | #431 |
| 2024 | 13 | 11 | 0.0% | 6.63% | #432 |
| 2025 | 12 | 9 | 8.3% | 6.00% | #446 |
What Mortgage Markets Cuso lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Mortgage Markets Cuso applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hampden County | 4 | 3 | 0 | 0.0% |
| Hampshire County | 3 | 2 | 0 | 0.0% |
| Worcester County | 2 | 1 | 1 | 50.0% |
| Dukes County | 1 | 1 | 0 | 0.0% |
| Berkshire County | 1 | 1 | 0 | 0.0% |
| Middlesex County | 1 | 1 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 12 applications in 2025, of which 9 were originated and 1 denied.
8.3% of all applications, or 10.0% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Mortgage Markets Cuso originated in Massachusetts in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Markets Cuso's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology