Mortgage Lenders Investment Trading in South Carolina vs the state
7.8%Denial rate-10.47 pts vs state
9.8%Decision denial rate-13.71 pts vs state
68.6%Origination rate+12.02 pts vs state
6.50%Median rate0.00 pts vs state
0.30Rate spread (pts)+0.08 pts vs state
$105kMedian applicant income
35Loans originated
4Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 4 | 0.0% | 7.25% | #568 |
| 2024 | 68 | 46 | 5.9% | 6.75% | #286 |
| 2025 | 51 | 35 | 7.8% | 6.50% | #334 |
What Mortgage Lenders Investment Trading lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Mortgage Lenders Investment Trading applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dorchester County | 15 | 13 | 1 | 6.7% |
| Berkeley County | 12 | 8 | 1 | 8.3% |
| Charleston County | 12 | 6 | 0 | 0.0% |
| York County | 4 | 2 | 1 | 25.0% |
| Cherokee County | 1 | 0 | 1 | 100.0% |
| McCormick County | 1 | 1 | 0 | 0.0% |
| Georgetown County | 1 | 1 | 0 | 0.0% |
| Florence County | 1 | 1 | 0 | 0.0% |
| Beaufort County | 1 | 1 | 0 | 0.0% |
| Pickens County | 1 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 51 applications in 2025, of which 35 were originated and 4 denied.
7.8% of all applications, or 9.8% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Mortgage Lenders Investment Trading originated in South Carolina in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Mortgage Lenders Investment Trading's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology