Mortgage Equity Partners in Florida vs the state
4.5%Denial rate-16.58 pts vs state
5.4%Decision denial rate-21.80 pts vs state
77.4%Origination rate+24.71 pts vs state
6.75%Median rate+0.13 pts vs state
0.45Rate spread (pts)+0.18 pts vs state
$101kMedian applicant income
363Loans originated
21Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 500 | 350 | 9.8% | 6.88% | #231 |
| 2024 | 362 | 263 | 6.1% | 6.88% | #281 |
| 2025 | 469 | 363 | 4.5% | 6.75% | #246 |
What Mortgage Equity Partners lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Mortgage Equity Partners applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orange County | 94 | 80 | 0 | 0.0% |
| Seminole County | 78 | 58 | 7 | 9.0% |
| Lake County | 36 | 30 | 1 | 2.8% |
| Palm Beach County | 34 | 25 | 1 | 2.9% |
| Osceola County | 32 | 25 | 2 | 6.3% |
| Polk County | 29 | 23 | 0 | 0.0% |
| Broward County | 27 | 19 | 1 | 3.7% |
| Volusia County | 27 | 18 | 5 | 18.5% |
| Flagler County | 17 | 15 | 0 | 0.0% |
| Brevard County | 14 | 8 | 1 | 7.1% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 469 applications in 2025, of which 363 were originated and 21 denied.
4.5% of all applications, or 5.4% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Mortgage Equity Partners originated in Florida in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Equity Partners's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology