Mortgage Center L.c · Indiana · 2025

Mortgage Center L.c in Indiana: approval rate, denial rate and rates (2025)

Mortgage Center L.c took 5 mortgage applications in Indiana in 2025, ranking #639 of 1,025 lenders active in the state. It originated 60.0% of them and denied 20.0% (25.0% of the applications it decided), against a statewide denial rate of 16.6%.

5Applicationsin IN
25.0%Decision denial ratestate 20.1%
6.13%Median ratestate 6.75%
$185,000Median loanstate $155,000
$775kVolume4 counties

Mortgage Center L.c in Indiana vs the state

20.0%Denial rate+3.43 pts vs state
25.0%Decision denial rate+4.86 pts vs state
60.0%Origination rate-2.25 pts vs state
6.13%Median rate-0.63 pts vs state
-0.41Rate spread (pts)-0.78 pts vs state
$111kMedian applicant income
3Loans originated
1Denied

What Mortgage Center L.c lends in Indiana

By loan purpose

Home purchase 3 60% · 0.0% denied
Other / HELOC 2 40% · 50.0% denied

By loan type

Conventional 4 80% · 25.0% denied
VA 1 20% · 0.0% denied

Why it denied Indiana applicants

Collateral 1 100%

Where in Indiana

Counties with the most Mortgage Center L.c applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Wayne County 220 0.0%
Fulton County 100 0.0%
Porter County 110 0.0%
Hancock County 101 100.0%

Other large lenders in Indiana

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,50318.6%6.75%
Ruoff Mortgage CompanyA 8,8604.0%6.75%
Fifth Third BankD 8,69327.6%7.75%
United Shore Financial ServicesB 8,65912.2%6.38%
Freedom MortgageB 5,4548.9%6.25%
NewrezD 5,42118.2%6.63%
First Merchants BankC 5,11419.9%6.76%
Fairway Independent MortgageB 4,8137.4%6.75%
Mortgage Research CenterC 4,79119.0%6.25%
PNC BankD 4,72425.1%7.55%

Frequently asked questions

Indiana: 5 applications in 2025, of which 3 were originated and 1 denied.

20.0% of all applications, or 25.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.

The median rate on loans Mortgage Center L.c originated in Indiana in 2025 was 6.13%, against a statewide median of 6.75%.

About this data. Figures are Mortgage Center L.c's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology