Morgan Stanley Private Bank in South Carolina vs the state
3.4%Denial rate-14.91 pts vs state
4.2%Decision denial rate-19.32 pts vs state
72.8%Origination rate+16.16 pts vs state
5.95%Median rate-0.55 pts vs state
-0.20Rate spread (pts)-0.42 pts vs state
$334kMedian applicant income
171Loans originated
8Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 217 | 170 | 5.1% | 5.75% | #154 |
| 2024 | 235 | 192 | 1.7% | 6.05% | #157 |
| 2025 | 235 | 171 | 3.4% | 5.95% | #169 |
What Morgan Stanley Private Bank lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Morgan Stanley Private Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Charleston County | 83 | 62 | 4 | 4.8% |
| Beaufort County | 36 | 30 | 2 | 5.6% |
| Horry County | 24 | 12 | 1 | 4.2% |
| Greenville County | 17 | 12 | 0 | 0.0% |
| York County | 13 | 10 | 0 | 0.0% |
| Berkeley County | 9 | 6 | 0 | 0.0% |
| Aiken County | 7 | 4 | 1 | 14.3% |
| Lexington County | 6 | 5 | 0 | 0.0% |
| Pickens County | 6 | 5 | 0 | 0.0% |
| Georgetown County | 6 | 5 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 235 applications in 2025, of which 171 were originated and 8 denied.
3.4% of all applications, or 4.2% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Morgan Stanley Private Bank originated in South Carolina in 2025 was 5.95%, against a statewide median of 6.50%.
About this data. Figures are Morgan Stanley Private Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology