Mission Loans in Vermont vs the state
5.0%Denial rate-9.82 pts vs state
25.0%Decision denial rate+6.93 pts vs state
5.0%Origination rate-59.87 pts vs state
9.38%Median rate+2.67 pts vs state
2.18Rate spread (pts)+2.05 pts vs state
$75kMedian applicant income
1Loans originated
1Denied
Trend in Vermont
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 12 | 0 | 16.7% | — | #92 |
| 2025 | 20 | 1 | 5.0% | 9.38% | #80 |
What Mission Loans lends in Vermont
By loan purpose
By loan type
Why it denied Vermont applicants
Where in Vermont
Counties with the most Mission Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 3 | 0 | 0 | 0.0% |
| Bennington County | 3 | 0 | 0 | 0.0% |
| Windsor County | 2 | 0 | 1 | 50.0% |
| Chittenden County | 2 | 0 | 0 | 0.0% |
| Washington County | 2 | 0 | 0 | 0.0% |
| Caledonia County | 2 | 0 | 0 | 0.0% |
| Rutland County | 1 | 0 | 0 | 0.0% |
| Grand Isle County | 1 | 0 | 0 | 0.0% |
| Essex County | 1 | 1 | 0 | 0.0% |
| Orange County | 1 | 0 | 0 | 0.0% |
Other large lenders in Vermont
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Eastrise Federal Credit Union | A | 3,529 | 5.1% | 6.50% |
| Rocket Mortgage | C | 1,165 | 22.0% | 6.75% |
| North Country | C | 1,135 | 9.5% | 7.25% |
| Vermont Federal Credit Union | A | 1,003 | 12.0% | 6.75% |
| Citizens Bank | C | 826 | 38.9% | 7.65% |
| Emm Loans | B | 761 | 1.5% | 6.63% |
| Mascoma Bank | B | 717 | 16.5% | 6.75% |
| Union Bank | B | 641 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 617 | 30.8% | 5.99% |
| Community Bank | D | 607 | 13.3% | 7.00% |
Frequently asked questions
Vermont: 20 applications in 2025, of which 1 were originated and 1 denied.
5.0% of all applications, or 25.0% of the applications it actually decided on. The Vermont statewide average across all lenders was 14.8%.
The median rate on loans Mission Loans originated in Vermont in 2025 was 9.38%, against a statewide median of 6.71%.
About this data. Figures are Mission Loans's own HMDA filing for properties located in Vermont, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology