Mission Loans in Minnesota vs the state
0.7%Denial rate-12.88 pts vs state
3.5%Decision denial rate-12.90 pts vs state
17.3%Origination rate-49.10 pts vs state
7.62%Median rate+1.00 pts vs state
1.96Rate spread (pts)+1.71 pts vs state
$88kMedian applicant income
24Loans originated
1Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 34 | 6 | 2.9% | 7.25% | #327 |
| 2024 | 26 | 7 | 3.9% | 9.63% | #360 |
| 2025 | 139 | 24 | 0.7% | 7.62% | #167 |
What Mission Loans lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Mission Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 30 | 3 | 1 | 3.3% |
| Anoka County | 11 | 2 | 0 | 0.0% |
| Washington County | 11 | 4 | 0 | 0.0% |
| Dakota County | 9 | 2 | 0 | 0.0% |
| Ramsey County | 8 | 2 | 0 | 0.0% |
| St. Louis County | 5 | 0 | 0 | 0.0% |
| Carver County | 4 | 0 | 0 | 0.0% |
| Wright County | 4 | 0 | 0 | 0.0% |
| Steele County | 4 | 1 | 0 | 0.0% |
| Carlton County | 4 | 3 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 139 applications in 2025, of which 24 were originated and 1 denied.
0.7% of all applications, or 3.5% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Mission Loans originated in Minnesota in 2025 was 7.62%, against a statewide median of 6.63%.
About this data. Figures are Mission Loans's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology