Mission Loans in Florida vs the state
2.7%Denial rate-18.39 pts vs state
12.9%Decision denial rate-14.35 pts vs state
14.0%Origination rate-38.69 pts vs state
7.75%Median rate+1.13 pts vs state
1.43Rate spread (pts)+1.16 pts vs state
$89kMedian applicant income
152Loans originated
29Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 635 | 166 | 4.1% | 6.75% | #202 |
| 2024 | 1,073 | 146 | 4.9% | 9.38% | #147 |
| 2025 | 1,086 | 152 | 2.7% | 7.75% | #143 |
What Mission Loans lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Mission Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Broward County | 88 | 6 | 0 | 0.0% |
| Miami-Dade County | 88 | 5 | 3 | 3.4% |
| Palm Beach County | 83 | 11 | 3 | 3.6% |
| Orange County | 72 | 9 | 1 | 1.4% |
| Hillsborough County | 61 | 5 | 0 | 0.0% |
| Pinellas County | 56 | 12 | 2 | 3.6% |
| Lee County | 54 | 6 | 4 | 7.4% |
| Polk County | 43 | 9 | 0 | 0.0% |
| Pasco County | 40 | 8 | 0 | 0.0% |
| Seminole County | 35 | 5 | 1 | 2.9% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 1,086 applications in 2025, of which 152 were originated and 29 denied.
2.7% of all applications, or 12.9% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Mission Loans originated in Florida in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Mission Loans's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology