Milend in Florida vs the state
19.8%Denial rate-1.26 pts vs state
52.2%Decision denial rate+24.91 pts vs state
16.1%Origination rate-36.57 pts vs state
6.25%Median rate-0.38 pts vs state
0.27Rate spread (pts)0.00 pts vs state
$80kMedian applicant income
79Loans originated
97Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 691 | 147 | 13.0% | 6.63% | #193 |
| 2024 | 585 | 127 | 9.9% | 6.49% | #218 |
| 2025 | 490 | 79 | 19.8% | 6.25% | #242 |
What Milend lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Milend applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 39 | 5 | 7 | 17.9% |
| Broward County | 30 | 1 | 7 | 23.3% |
| Palm Beach County | 29 | 2 | 2 | 6.9% |
| Pasco County | 27 | 3 | 5 | 18.5% |
| Duval County | 25 | 5 | 4 | 16.0% |
| Orange County | 23 | 4 | 5 | 21.7% |
| Pinellas County | 22 | 6 | 3 | 13.6% |
| Volusia County | 21 | 3 | 5 | 23.8% |
| Lee County | 20 | 0 | 6 | 30.0% |
| Brevard County | 20 | 1 | 4 | 20.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 490 applications in 2025, of which 79 were originated and 97 denied.
19.8% of all applications, or 52.2% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Milend originated in Florida in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Milend's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology