Mattamy Home Funding in Florida vs the state
12.3%Denial rate-8.75 pts vs state
13.4%Decision denial rate-13.83 pts vs state
79.5%Origination rate+26.77 pts vs state
5.50%Median rate-1.13 pts vs state
-0.90Rate spread (pts)-1.17 pts vs state
$125kMedian applicant income
1,207Loans originated
187Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,560 | 1,144 | 7.1% | 6.13% | #102 |
| 2024 | 1,365 | 1,077 | 11.4% | 6.13% | #112 |
| 2025 | 1,519 | 1,207 | 12.3% | 5.50% | #110 |
What Mattamy Home Funding lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Mattamy Home Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Johns County | 343 | 277 | 41 | 12.0% |
| Orange County | 235 | 185 | 33 | 14.0% |
| St. Lucie County | 181 | 123 | 40 | 22.1% |
| Martin County | 128 | 95 | 11 | 8.6% |
| Sarasota County | 105 | 94 | 6 | 5.7% |
| Palm Beach County | 93 | 75 | 13 | 14.0% |
| Pasco County | 88 | 75 | 5 | 5.7% |
| Hillsborough County | 85 | 71 | 8 | 9.4% |
| Clay County | 69 | 56 | 10 | 14.5% |
| Seminole County | 47 | 42 | 4 | 8.5% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 1,519 applications in 2025, of which 1,207 were originated and 187 denied.
12.3% of all applications, or 13.4% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Mattamy Home Funding originated in Florida in 2025 was 5.50%, against a statewide median of 6.63%.
About this data. Figures are Mattamy Home Funding's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology