Mass. Institute of Tech. Federal Credit Union in Oregon vs the state
0.0%Denial rate-15.31 pts vs state
0.0%Decision denial rate-19.16 pts vs state
80.0%Origination rate+19.38 pts vs state
6.31%Median rate-0.44 pts vs state
-0.05Rate spread (pts)-0.33 pts vs state
$137kMedian applicant income
4Loans originated
0Denied
What Mass. Institute of Tech. Federal Credit Union lends in Oregon
By loan purpose
By loan type
Where in Oregon
Counties with the most Mass. Institute of Tech. Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Umatilla County | 2 | 1 | 0 | 0.0% |
| Deschutes County | 1 | 1 | 0 | 0.0% |
| Yamhill County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 5 applications in 2025, of which 4 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Mass. Institute of Tech. Federal Credit Union originated in Oregon in 2025 was 6.31%, against a statewide median of 6.75%.
About this data. Figures are Mass. Institute of Tech. Federal Credit Union's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology