Mason Mcduffie Mortgage · Minnesota · 2025

Mason Mcduffie Mortgage in Minnesota: approval rate, denial rate and rates (2025)

Mason Mcduffie Mortgage took 387 mortgage applications in Minnesota in 2025, ranking #95 of 870 lenders active in the state. It originated 81.1% of them and denied 2.1% (2.5% of the applications it decided), against a statewide denial rate of 13.6%.

387Applicationsin MN
2.5%Decision denial ratestate 16.4%
6.62%Median ratestate 6.63%
$315,000Median loanstate $215,000
$105MVolume38 counties

Mason Mcduffie Mortgage in Minnesota vs the state

2.1%Denial rate-11.53 pts vs state
2.5%Decision denial rate-13.87 pts vs state
81.1%Origination rate+14.77 pts vs state
6.62%Median rate0.00 pts vs state
0.17Rate spread (pts)-0.08 pts vs state
$107kMedian applicant income
314Loans originated
8Denied

Trend in Minnesota

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231911652.6%6.99%#126
20243132481.9%6.63%#97
20253873142.1%6.62%#95

What Mason Mcduffie Mortgage lends in Minnesota

By loan purpose

Home purchase 335 87% · 1.8% denied
Refinance 43 11% · 4.7% denied
Cash-out refinance 9 2% · 0.0% denied

By loan type

Conventional 326 84% · 2.5% denied
FHA 39 10% · 0.0% denied
VA 18 5% · 0.0% denied
USDA / RHS 4 1% · 0.0% denied

Why it denied Minnesota applicants

Collateral 5 63%
Debt-to-income ratio 2 25%
Unverifiable information 1 13%

Where in Minnesota

Counties with the most Mason Mcduffie Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hennepin County 117934 3.4%
Ramsey County 48432 4.2%
Dakota County 32290 0.0%
Anoka County 32221 3.1%
Washington County 22150 0.0%
Carver County 22180 0.0%
Scott County 17150 0.0%
Wright County 17140 0.0%
Blue Earth County 750 0.0%
Stearns County 770 0.0%

Other large lenders in Minnesota

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 8,69410.6%6.38%
U.S. BankD 8,62430.4%7.88%
Bell BankA 7,9875.3%6.63%
Rocket MortgageC 7,63016.3%6.63%
Trustone Financial Credit UnionC 6,06620.0%7.25%
Affinity PlusC 5,43814.6%6.63%
Blaze Credit UnionB 4,07412.3%6.38%
Wings Financial Credit UnionA 3,96016.4%7.25%
Crosscountry MortgageB 3,9422.1%6.63%
Fairway Independent MortgageB 3,3273.2%6.75%

Frequently asked questions

Minnesota: 387 applications in 2025, of which 314 were originated and 8 denied.

2.1% of all applications, or 2.5% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.

The median rate on loans Mason Mcduffie Mortgage originated in Minnesota in 2025 was 6.62%, against a statewide median of 6.63%.

About this data. Figures are Mason Mcduffie Mortgage's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology