Mason Mcduffie Mortgage in California vs the state
6.3%Denial rate-11.14 pts vs state
8.8%Decision denial rate-13.62 pts vs state
65.2%Origination rate+9.00 pts vs state
6.63%Median rate0.00 pts vs state
0.34Rate spread (pts)+0.06 pts vs state
$144kMedian applicant income
903Loans originated
87Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,268 | 851 | 6.4% | 6.75% | #116 |
| 2024 | 1,407 | 935 | 3.3% | 6.75% | #122 |
| 2025 | 1,385 | 903 | 6.3% | 6.63% | #136 |
What Mason Mcduffie Mortgage lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Mason Mcduffie Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Butte County | 162 | 135 | 2 | 1.2% |
| Santa Cruz County | 109 | 79 | 9 | 8.3% |
| Los Angeles County | 81 | 49 | 7 | 8.6% |
| Sacramento County | 75 | 42 | 7 | 9.3% |
| Contra Costa County | 70 | 34 | 9 | 12.9% |
| Sonoma County | 61 | 36 | 4 | 6.6% |
| Monterey County | 60 | 36 | 6 | 10.0% |
| Alameda County | 58 | 38 | 3 | 5.2% |
| Placer County | 56 | 38 | 3 | 5.4% |
| Marin County | 52 | 30 | 3 | 5.8% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 1,385 applications in 2025, of which 903 were originated and 87 denied.
6.3% of all applications, or 8.8% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Mason Mcduffie Mortgage originated in California in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Mason Mcduffie Mortgage's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology