Mainstreet Community Bank of Florida in Florida vs the state
25.2%Denial rate+4.11 pts vs state
31.0%Decision denial rate+3.79 pts vs state
54.6%Origination rate+1.86 pts vs state
—Median rate
—Rate spread (pts)
$144kMedian applicant income
78Loans originated
36Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 130 | 82 | 21.5% | — | #441 |
| 2024 | 138 | 84 | 20.3% | — | #430 |
| 2025 | 143 | 78 | 25.2% | — | #428 |
What Mainstreet Community Bank of Florida lends in Florida
By loan purpose
By loan type
Where in Florida
Counties with the most Mainstreet Community Bank of Florida applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Volusia County | 71 | 37 | 18 | 25.4% |
| Marion County | 34 | 21 | 9 | 26.5% |
| Lake County | 16 | 9 | 4 | 25.0% |
| Seminole County | 5 | 1 | 2 | 40.0% |
| Orange County | 4 | 3 | 0 | 0.0% |
| Flagler County | 2 | 1 | 1 | 50.0% |
| Alachua County | 2 | 1 | 0 | 0.0% |
| Palm Beach County | 2 | 1 | 0 | 0.0% |
| Pinellas County | 1 | 1 | 0 | 0.0% |
| Collier County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 143 applications in 2025, of which 78 were originated and 36 denied.
25.2% of all applications, or 31.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Mainstreet Community Bank of Florida's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology