M Squared Financial in Georgia vs the state
14.3%Denial rate-4.93 pts vs state
20.0%Decision denial rate-5.07 pts vs state
57.1%Origination rate+3.05 pts vs state
5.99%Median rate-0.63 pts vs state
0.06Rate spread (pts)-0.21 pts vs state
$89kMedian applicant income
4Loans originated
1Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 11 | 0.0% | 5.63% | #642 |
| 2024 | 9 | 6 | 0.0% | 6.81% | #669 |
| 2025 | 7 | 4 | 14.3% | 5.99% | #727 |
What M Squared Financial lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most M Squared Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 2 | 1 | 0 | 0.0% |
| Rockdale County | 1 | 0 | 1 | 100.0% |
| Chattahoochee County | 1 | 1 | 0 | 0.0% |
| Hall County | 1 | 1 | 0 | 0.0% |
| Spalding County | 1 | 0 | 0 | 0.0% |
| DeKalb County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 7 applications in 2025, of which 4 were originated and 1 denied.
14.3% of all applications, or 20.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans M Squared Financial originated in Georgia in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are M Squared Financial's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology