Longbridge Financial in Alabama vs the state
13.9%Denial rate-5.96 pts vs state
20.4%Decision denial rate-4.59 pts vs state
44.4%Origination rate-10.95 pts vs state
6.13%Median rate-0.38 pts vs state
—Rate spread (pts)
$30kMedian applicant income
32Loans originated
10Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 42 | 21 | 14.3% | 7.58% | #296 |
| 2024 | 59 | 29 | 13.6% | 7.17% | #271 |
| 2025 | 72 | 32 | 13.9% | 6.13% | #264 |
What Longbridge Financial lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Longbridge Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baldwin County | 7 | 5 | 2 | 28.6% |
| Madison County | 7 | 4 | 1 | 14.3% |
| DeKalb County | 5 | 1 | 1 | 20.0% |
| Jefferson County | 5 | 4 | 1 | 20.0% |
| Houston County | 5 | 1 | 1 | 20.0% |
| Tuscaloosa County | 4 | 1 | 1 | 25.0% |
| Mobile County | 3 | 2 | 0 | 0.0% |
| Walker County | 3 | 2 | 0 | 0.0% |
| Morgan County | 2 | 1 | 0 | 0.0% |
| Chambers County | 2 | 0 | 1 | 50.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 72 applications in 2025, of which 32 were originated and 10 denied.
13.9% of all applications, or 20.4% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Longbridge Financial originated in Alabama in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are Longbridge Financial's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology