Logan Finance in New York vs the state
14.9%Denial rate-4.88 pts vs state
22.2%Decision denial rate-1.82 pts vs state
50.9%Origination rate-8.71 pts vs state
7.12%Median rate+0.50 pts vs state
—Rate spread (pts)
$492kMedian applicant income
575Loans originated
168Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 635 | 403 | 6.6% | 8.50% | #98 |
| 2024 | 886 | 566 | 7.3% | 7.62% | #89 |
| 2025 | 1,130 | 575 | 14.9% | 7.12% | #80 |
What Logan Finance lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Logan Finance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kings County | 237 | 107 | 35 | 14.8% |
| Orange County | 128 | 79 | 12 | 9.4% |
| Queens County | 127 | 61 | 18 | 14.2% |
| Suffolk County | 124 | 83 | 11 | 8.9% |
| Bronx County | 87 | 36 | 22 | 25.3% |
| Rockland County | 85 | 42 | 12 | 14.1% |
| Nassau County | 62 | 31 | 10 | 16.1% |
| Sullivan County | 42 | 18 | 10 | 23.8% |
| Westchester County | 41 | 21 | 6 | 14.6% |
| Dutchess County | 28 | 18 | 5 | 17.9% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 1,130 applications in 2025, of which 575 were originated and 168 denied.
14.9% of all applications, or 22.2% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Logan Finance originated in New York in 2025 was 7.12%, against a statewide median of 6.63%.
About this data. Figures are Logan Finance's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology