LoanUnited.com in Florida vs the state
9.7%Denial rate-11.36 pts vs state
22.9%Decision denial rate-4.30 pts vs state
32.3%Origination rate-20.39 pts vs state
6.13%Median rate-0.50 pts vs state
-0.05Rate spread (pts)-0.31 pts vs state
$101kMedian applicant income
416Loans originated
125Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 299 | 88 | 5.4% | 6.25% | #311 |
| 2024 | 670 | 253 | 2.7% | 5.99% | #198 |
| 2025 | 1,288 | 416 | 9.7% | 6.13% | #128 |
What LoanUnited.com lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most LoanUnited.com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 91 | 33 | 4 | 4.4% |
| Duval County | 91 | 36 | 9 | 9.9% |
| Broward County | 78 | 15 | 10 | 12.8% |
| Orange County | 70 | 21 | 6 | 8.6% |
| Miami-Dade County | 68 | 18 | 9 | 13.2% |
| Brevard County | 58 | 20 | 7 | 12.1% |
| Volusia County | 57 | 24 | 2 | 3.5% |
| Pasco County | 55 | 18 | 7 | 12.7% |
| Polk County | 54 | 21 | 0 | 0.0% |
| Palm Beach County | 48 | 14 | 8 | 16.7% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 1,288 applications in 2025, of which 416 were originated and 125 denied.
9.7% of all applications, or 22.9% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans LoanUnited.com originated in Florida in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are LoanUnited.com's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology