LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans in Florida vs the state
12.3%Denial rate-8.74 pts vs state
21.3%Decision denial rate-5.99 pts vs state
38.1%Origination rate-14.57 pts vs state
6.04%Median rate-0.59 pts vs state
-0.24Rate spread (pts)-0.50 pts vs state
$150kMedian applicant income
263Loans originated
85Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 66 | 26 | 9.1% | 6.56% | #570 |
| 2024 | 300 | 116 | 9.7% | 6.38% | #316 |
| 2025 | 690 | 263 | 12.3% | 6.04% | #198 |
What LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Palm Beach County | 57 | 23 | 7 | 12.3% |
| Orange County | 55 | 22 | 7 | 12.7% |
| Hillsborough County | 53 | 16 | 5 | 9.4% |
| Broward County | 50 | 18 | 8 | 16.0% |
| Miami-Dade County | 42 | 15 | 9 | 21.4% |
| Pinellas County | 31 | 13 | 5 | 16.1% |
| Sarasota County | 30 | 12 | 4 | 13.3% |
| Pasco County | 26 | 9 | 4 | 15.4% |
| Lee County | 26 | 12 | 5 | 19.2% |
| Seminole County | 21 | 6 | 2 | 9.5% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 690 applications in 2025, of which 263 were originated and 85 denied.
12.3% of all applications, or 21.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans originated in Florida in 2025 was 6.04%, against a statewide median of 6.63%.
About this data. Figures are LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology