Lennar Mortgage in Virginia vs the state
5.0%Denial rate-10.91 pts vs state
5.9%Decision denial rate-14.33 pts vs state
79.6%Origination rate+20.09 pts vs state
6.13%Median rate-0.50 pts vs state
-0.13Rate spread (pts)-0.35 pts vs state
$144kMedian applicant income
285Loans originated
18Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 387 | 295 | 3.6% | 6.25% | #123 |
| 2024 | 530 | 412 | 4.9% | 6.13% | #102 |
| 2025 | 358 | 285 | 5.0% | 6.13% | #141 |
What Lennar Mortgage lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Lennar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Chesterfield County | 161 | 134 | 10 | 6.2% |
| James City County | 76 | 55 | 4 | 5.3% |
| Culpeper County | 68 | 50 | 2 | 2.9% |
| New Kent County | 35 | 32 | 2 | 5.7% |
| Augusta County | 8 | 7 | 0 | 0.0% |
| Manassas city | 4 | 4 | 0 | 0.0% |
| Northumberland County | 3 | 0 | 0 | 0.0% |
| Frederick County | 2 | 2 | 0 | 0.0% |
| Caroline County | 1 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 358 applications in 2025, of which 285 were originated and 18 denied.
5.0% of all applications, or 5.9% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Lennar Mortgage originated in Virginia in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Lennar Mortgage's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology