Unnamed lender 9845007CY0EC0F59W414 in Virginia vs the state
14.8%Denial rate-1.13 pts vs state
19.1%Decision denial rate-1.20 pts vs state
63.0%Origination rate+3.44 pts vs state
7.13%Median rate+0.50 pts vs state
1.91Rate spread (pts)+1.69 pts vs state
$118kMedian applicant income
17Loans originated
4Denied
What Unnamed lender 9845007CY0EC0F59W414 lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Unnamed lender 9845007CY0EC0F59W414 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 15 | 7 | 4 | 26.7% |
| Prince William County | 3 | 3 | 0 | 0.0% |
| Falls Church city | 1 | 1 | 0 | 0.0% |
| Frederick County | 1 | 1 | 0 | 0.0% |
| Henrico County | 1 | 1 | 0 | 0.0% |
| Stafford County | 1 | 0 | 0 | 0.0% |
| Alexandria city | 1 | 1 | 0 | 0.0% |
| Poquoson city | 1 | 1 | 0 | 0.0% |
| Richmond city | 1 | 1 | 0 | 0.0% |
| Orange County | 1 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 27 applications in 2025, of which 17 were originated and 4 denied.
14.8% of all applications, or 19.1% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Unnamed lender 9845007CY0EC0F59W414 originated in Virginia in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are Unnamed lender 9845007CY0EC0F59W414's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology