Unnamed lender 9845005BP6974AE5D838 in Virginia vs the state
6.8%Denial rate-9.12 pts vs state
12.0%Decision denial rate-8.25 pts vs state
31.8%Origination rate-27.70 pts vs state
6.87%Median rate+0.25 pts vs state
0.72Rate spread (pts)+0.50 pts vs state
$115kMedian applicant income
14Loans originated
3Denied
What Unnamed lender 9845005BP6974AE5D838 lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Unnamed lender 9845005BP6974AE5D838 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Petersburg city | 14 | 1 | 0 | 0.0% |
| Fairfax County | 5 | 2 | 1 | 20.0% |
| Stafford County | 4 | 0 | 1 | 25.0% |
| Chesterfield County | 4 | 3 | 0 | 0.0% |
| Virginia Beach city | 2 | 2 | 0 | 0.0% |
| Prince William County | 2 | 0 | 1 | 50.0% |
| Henry County | 2 | 0 | 0 | 0.0% |
| Hopewell city | 1 | 1 | 0 | 0.0% |
| Hanover County | 1 | 0 | 0 | 0.0% |
| Newport News city | 1 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 44 applications in 2025, of which 14 were originated and 3 denied.
6.8% of all applications, or 12.0% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Unnamed lender 9845005BP6974AE5D838 originated in Virginia in 2025 was 6.87%, against a statewide median of 6.63%.
About this data. Figures are Unnamed lender 9845005BP6974AE5D838's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology