Unnamed lender 9845005BP6974AE5D838 in Michigan vs the state
28.0%Denial rate+9.48 pts vs state
33.3%Decision denial rate+10.75 pts vs state
28.0%Origination rate-31.89 pts vs state
7.49%Median rate+0.74 pts vs state
1.66Rate spread (pts)+1.27 pts vs state
$625kMedian applicant income
7Loans originated
7Denied
What Unnamed lender 9845005BP6974AE5D838 lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Unnamed lender 9845005BP6974AE5D838 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 13 | 4 | 3 | 23.1% |
| Macomb County | 6 | 3 | 1 | 16.7% |
| Ottawa County | 3 | 0 | 2 | 66.7% |
| Oakland County | 1 | 0 | 0 | 0.0% |
| Muskegon County | 1 | 0 | 1 | 100.0% |
| Monroe County | 1 | 0 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 25 applications in 2025, of which 7 were originated and 7 denied.
28.0% of all applications, or 33.3% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Unnamed lender 9845005BP6974AE5D838 originated in Michigan in 2025 was 7.49%, against a statewide median of 6.75%.
About this data. Figures are Unnamed lender 9845005BP6974AE5D838's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology